Terms of Service

4.1 License to Use the Service

Subject to your compliance with these Terms, the Company grants you a personal, limited, non-exclusive, non-transferable, revocable license to download and use the insightea app and access the Service for your own personal, non-commercial use. All rights not expressly granted to you are reserved by the Company.

4.2 Content and Intellectual Property

All content provided through insightea – including text, summaries, analyses, graphics, logos, and software – is owned by the Company or its licensors and is protected by intellectual property laws. This includes AI-generated news summaries and any original content provided within the Service. You may use this content only for personal, informational purposes. You must not reproduce, distribute, publicly display, or create derivative works from any content on the Service without prior written permission from the Company or the applicable rights holder.

4.3 Third-Party Content

insightea aggregates and summarizes news from third-party sources. All news articles, headlines, and related materials from external publishers remain the property of their respective owners. Our Service may provide links or references to third-party news sites for full articles or additional information. We do not claim ownership of third-party content, and such content is provided for your convenience and information.

When you access third-party content (for example, by tapping a link to a news article), you do so under the terms and licenses of those third-party sites. You may encounter third-party advertising, paywalls, or other restrictions as a condition of accessing external news sources through our Service. The Company is not responsible for the availability or accuracy of third-party content, and any use of third-party sites or content is at your own risk.

4.4 User Content

At this time, insightea does not offer public forums or allow users to post their own content within the app (e.g., comments, articles). If in the future the Service permits you to submit any content (such as feedback, comments, or other materials), any such User Content you provide will remain yours, but you grant the Company a worldwide, royalty-free, sublicensable license to use, reproduce, modify, and display your content for the operation and improvement of the Service. You are solely responsible for any User Content you provide, and it must comply with Section 5 (User Conduct) below. The Company has the right, but not the obligation, to monitor and remove User Content that violates these Terms or applicable law.

7.1 Premium Subscription

insightea offers a premium subscription plan that provides an ad-free experience and access to additional features such as personalized news recommendations, deeper AI-powered analyses, and premium news content. Details of current subscription offerings, features, and pricing are available in the app's purchase page. By purchasing a subscription, you agree to pay the indicated fees and abide by any additional terms presented at the point of sale.

7.2 Billing and Payment

Paid subscriptions are purchased through the Apple App Store (for iOS users) and are billed to your Apple App Store account. The subscription fee, billing period, and accepted payment methods will be clearly stated during your purchase. By initiating a subscription, you authorize Apple (on our behalf) to charge the subscription fee to your App Store account at the time of purchase and on an automatic, recurring basis thereafter.

Auto-Renewal: All subscriptions automatically renew at the end of the billing period (e.g., monthly or annually) unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period, at the rate of the plan you selected, unless you have changed your subscription plan.

Managing Subscriptions: You can manage or cancel your insightea subscription at any time through your Apple App Store account settings. For example, on iOS, go to Settings > [Your Name] > Subscriptions to view or cancel subscriptions. If you cancel, the cancellation will take effect at the end of the current paid period. You will continue to have access to premium features until that period ends.

Free Trials: If a free trial is offered, it will also automatically convert to a paid subscription at the end of the trial period unless canceled at least 24 hours before the trial end. You will be informed of the length of any trial and what will be charged after the trial. Only one free trial per user is allowed (unless otherwise stated).

7.3 Cancellation and Refunds

You may cancel your subscription at any time, and you will not be charged for future periods after cancellation. However, subscription fees already paid are non-refundable to the fullest extent permitted by law. This means that if you cancel in the middle of a billing cycle, you will not receive a pro-rated refund for the remaining days of that cycle; you will retain access to premium features until the end of the paid period, after which the subscription will not renew.

In certain jurisdictions or under specific app store policies, you may be entitled to a refund. Any refund requests will be handled in accordance with Apple's refund policies, as subscriptions are managed through the App Store. We do not provide direct refunds ourselves except as required by law or extraordinary circumstances. If you believe you have grounds for a refund (for example, a service outage or defect that we determine warrants a credit), you may contact Apple support or our support email for assistance.

7.4 Changes in Fees

The Company reserves the right to change the subscription fees or introduce new fees for additional services or features. If the price of your subscription changes, we will provide you with advance notice and the opportunity to cancel. Price changes will apply only to the next billing cycle following the notice. By continuing to use the premium Service after the price change takes effect, you accept the new price. If you do not agree to a fee change, you may cancel your subscription before the new fee is applied.

7.5 Taxes

Subscription fees and other charges may be subject to applicable taxes (such as sales tax or VAT). Any such taxes will be stated at checkout or included in the price as required by law. You are responsible for any taxes that apply to your use of the Service or purchase of services. We collect and remit taxes only in jurisdictions where we are required to do so.

8.1 Changes to Terms

The Company may modify these Terms from time to time. If we make material changes, we will notify you by email (to the address associated with your account, if you have provided one), through the app, or by other appropriate means. We will also update the "Last Updated" date at the top of this document. It is your responsibility to review any modified Terms. Changes will become effective no sooner than the date they are posted or the notified effective date. If you continue to use the Service after the new Terms take effect, you will be deemed to have accepted the changes. If you do not agree with the modified Terms, you must stop using the Service and, if applicable, cancel your subscription or delete your account.

8.2 Changes to Service

We reserve the right to change, update, or discontinue the Service or any feature or functionality thereof, at any time, with or without notice. The Service is continually evolving, and we may add or remove features (for example, introducing new AI analysis tools or removing an outdated feature) to improve your experience or to comply with legal requirements. We may impose limits on certain features or restrict your access to parts or all of the Service without liability. We will endeavor to notify users of any major changes that significantly affect the way you use the Service. However, any such changes may be implemented at our discretion. Your continued use of the Service after changes are made indicates your acceptance of those changes.

Please note that news content and sources may change or become unavailable over time. We do not guarantee that any specific content (such as a particular news publisher's articles) will be available indefinitely via insightea.

9.1 By You

You may stop using the Service at any time. If you wish to delete your account, you may do so through the app's account settings or by contacting our support at support@insightea.ai. Account deletion is irreversible – your profile, preferences, and any data stored on your behalf will be permanently removed or anonymized (per our Privacy Policy) after a grace period. If you terminate a paid subscription, the terms of Section 7.3 (regarding no refunds for the current period) apply.

9.2 By Company

The Company may suspend or terminate your access to the Service (or certain features of the Service), at any time with or without notice, if we reasonably believe: (a) you have violated these Terms or any applicable law; (b) you create risk or possible legal exposure for the Company; or (c) our provision of the Service to you is no longer commercially viable or feasible. In most cases and at our discretion, we will notify you of the suspension or termination via the app or the email associated with your account and provide the reason for such action. However, in cases of serious or repeat violations, we may suspend access immediately and notify you afterward.

If your account is terminated due to a breach of these Terms or unlawful activity, you will not be entitled to any compensation or reimbursement for any unused subscription time or features. We also reserve the right to take appropriate legal action if necessary.

9.3 Effect of Termination

Upon any termination of your access, whether by you or us, your right to use the Service will immediately cease. Sections of these Terms that by their nature should survive termination (such as intellectual property provisions, disclaimers, limitation of liability, dispute resolution, and others) will remain in effect. If your account is terminated, you must cease any use of the Service, and you will no longer have access to your account or any data associated with it. We are not obligated to maintain or provide you with copies of any content or information in your account, except as required by law. It is your responsibility to back up any personal data or content you wish to retain before terminating the Service.

12.1 Governing Law

These Terms and any action related thereto will be governed by and construed in accordance with the laws of the State of California, USA, and, where applicable, the federal laws of the United States. This governing law applies without regard to conflicts of law principles or the United Nations Convention on Contracts for the International Sale of Goods (which is expressly disclaimed). If you are using the Service in another jurisdiction, consumer protection laws of that jurisdiction may apply to you as mandated by law, but in all other respects, the laws of California will govern.

12.2 Informal Resolution

We encourage you to contact us first if you have any dispute, claim, or controversy arising out of or relating to these Terms or the Service. You can reach us at support@insightea.ai. We will do our best to resolve the issue amicably. Most user concerns can be resolved quickly and to the customer's satisfaction through our support team.

12.3 Arbitration Agreement

If a dispute is not resolved informally, you and the Company agree to resolve any claim, dispute, or controversy (excluding claims for injunctive or other equitable relief) arising out of or relating to these Terms or your use of the Service by binding arbitration on an individual basis. This means that you and the Company are waiving the right to a trial by judge or jury and the ability to participate in a class or representative proceeding.

Arbitration Procedure: The arbitration will be administered by a neutral arbitration body (for example, the American Arbitration Association (AAA) in the United States) under its rules for consumer disputes. The arbitration will take place in a mutually agreed location in California, USA (or via telephone or video conference for convenience), unless otherwise required by the arbitration rules or applicable law. The language of arbitration will be English. Each party will be responsible for their own fees and costs, but the arbitrator may award costs and fees to the prevailing party where allowed by law. The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court with jurisdiction.

No Class Actions: You and the Company agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding. The arbitrator shall not consolidate or join more than one person's claims and shall not otherwise preside over any form of a consolidated, representative, or class proceeding. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. If a court decides that any part of this class-action waiver is unenforceable or invalid, then the entirety of this arbitration provision shall be null and void.

12.4 Opt-Out

You have the right to opt out of the arbitration and class action waiver provisions in this Section by sending us written notice of your decision to opt out at support@insightea.ai or to our mailing address (listed in Section 13) within 30 days of first accepting these Terms. Your notice must include your name, address, the email associated with your insightea account (if any), and a clear statement that you want to opt out of arbitration. If you opt out of this arbitration agreement, any future dispute will be resolved by a court of competent jurisdiction, and you agree to the exclusive jurisdiction of the state and federal courts located in San Francisco County, California, for such purposes (unless another jurisdiction's laws mandate otherwise). The opt-out will not affect any other sections of these Terms, including, for example, Governing Law or the requirement to first attempt informal resolution.

12.5 Exceptions

Notwithstanding the foregoing arbitration agreement, either party may: (a) bring an individual action in small claims court if the claim is within that court's jurisdiction; and (b) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights or breach of data security. Such actions shall not be deemed incompatible with the agreement to arbitrate or as a waiver of that agreement.

12.6 Jurisdiction for Non-U.S. Users

We recognize that insightea will be available globally. If you are a user residing outside the United States, you may have the right to bring legal proceedings in your local courts under local law. These Terms do not limit any consumer protection rights you are entitled to under the mandatory laws of your country of residence. However, by using the Service, to the extent permitted by law, you still agree that any disputes (to be resolved in court as opposed to arbitration, if this arbitration agreement is not enforceable) will be submitted to the exclusive jurisdiction of the courts of California as described above.

13.1 Entire Agreement

These Terms (along with the Privacy Policy and any additional terms provided to you for any specific service or feature) constitute the entire agreement between you and insightea Inc. regarding the Service and supersede any prior agreements, discussions, or understandings, whether written or oral, relating to the subject matter of these Terms. Any waiver of any provision of the Terms will be effective only if in writing and signed by the Company.

13.2 No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver or consent by insightea to any breach of these Terms must be in writing and will apply only to the specific instance addressed.

13.3 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms will remain in full force and effect. The invalid provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law, reflecting the intent of the original provision.

13.4 Assignment

You may not assign or transfer these Terms (or any of your rights or obligations hereunder) without our prior written consent. We may assign, transfer, or delegate any of our rights and obligations without consent in connection with a merger, acquisition, reorganization, or sale of all or substantially all of our assets, or by operation of law or otherwise. These Terms are binding upon any permitted assignee.

13.5 Third-Party Beneficiaries

These Terms do not confer any third-party beneficiary rights. No third party (other than affiliates of the Company) has any rights to enforce any portion of these Terms.

13.6 Relationship of Parties

You and the Company are independent contracting parties. These Terms do not create any agency, partnership, joint venture, employment, or franchise relationship between you and insightea.

13.7 Headings and Interpretation

Headings of sections are for convenience only and will not be used to limit or interpret the terms of the sections. Words like "including" shall be deemed to mean "including without limitation."

13.8 Language

These Terms are provided in English. If we provide a translation of the English version of these Terms, the English text shall prevail to the extent there is any conflict or discrepancy.